When buying your first home, consult a real estate professional, a tax professional, and a lending specialist (even if you’re paying cash). It’s easier and generally more economical to hire a professional than to stumble through the process alone....
» Continue ReadingNewsletter Article
Standard Lease, No Such Thing!
There is no such thing as a “standard lease,” and landlords almost always negotiate. Don’t lose sight of the fact that the “standard form lease” represents the landlord’s wish list and, if it’s not appropriately modified, it may not serve your interests when issues arise....
» Continue ReadingQualifying for Veterans’ Benefits Improves Care for Vets and Families
If you are veteran, a veteran’s surviving spouse or a veteran’s surviving dependent in need of additional income, the Non-Service Connection Pension offered through the Department of Veterans Affairs may be just for you....
» Continue ReadingDon’t Be a Target for New Health Insurance Scams!
It’s no surprise, since scams tend to follow the headlines; people need to be on alert! Over the past months, state and federal authorities have reported a rising number of consumer complaints linked to the Affordable Care Act (ACA), ranging from deceptive sales practices to identity theft....
» Continue ReadingBefore You Plead Guilty, Ask Questions
Too often my phone rings and someone says, “I was convicted of (insert petty crime here) seven years ago—can you help me get my record cleared?” The fact that this question is asked so often means that many people who plead guilty don’t really understand that this plea could result in a final conviction....
» Continue Reading